Cookie Policy

In this website, we believe in being transparent about how we collect and use data. This policy provides information about how and when we use cookies for these purposes. Capitalized terms used in this policy but not defined have the meaning set forth in our Privacy Policy, which also includes additional details about the collection and use of information in this website.

What is a cookie?

Cookies are small text files sent by us to your computer or mobile device. They are unique to your account or your browser. They records how you move your way around a website so that, when you revisit that website, it can present tailored options based on the information stored about your last visit. Cookies can also be used to analyse traffic and for advertising and marketing purposes. Session-based cookies last only while your browser is open and are automatically deleted when you close your browser. Persistent cookies last until you or your browser delete them or until they expire. Cookies are used by nearly all websites and do not harm your system. To find out more about cookies, visit this site.

Does this website use cookies?

Yes. This website uses cookies and similar technologies like single-pixel gifs and web beacons. We use both session-based and persistent cookies. This website sets and accesses our own cookies on the domains operated by this website and its corporate affiliates (collectively, the "Sites"). In addition, we use third party cookies, like Google Analytics.

How is this website using cookies?

We use cookies to track your use of our website. This enables us to understand how you use the site and track any patterns with regards how you are using our website. Some cookies are associated with your account and personal information in order to remember that you are logged in and which workspaces you are logged into. Other cookies are not tied to your account but are unique and allow us to carry out analytics and customization, among other similar things. Cookies can be used to recognize you when you visit a Site or use our Services, remember your preferences, and give you a personalized experience that's consistent with your settings. This helps us to develop and improve our website as well as products and / or services in response to what you might need or want. Cookies also make your interactions faster and more secure.

Categories of use:

  • Session cookies: these are only stored on your computer during your web session and are automatically deleted when you close your browser - they usually store an anonymous session ID allowing you to browse a website without having to log in to each page but they do not collect any personal data from your computer; or
  • Persistent cookies: a persistent cookie is stored as a file on your computer and it remains there when you close your web browser. The cookie can be read by the website that created it when you visit that website again. We may use persistent cookies for this website Analytics , Google Analytics, Mixpanel Analytics or Segment.io Analytics.

Cookies can also be categorised as follows:

  • Strictly necessary cookies: These cookies are essential to enable you to use the website effectively, such as when buying a product and / or service, and therefore cannot be turned off. Without these cookies, the services available to you on our website cannot be provided. These cookies do not gather information about you that could be used for marketing or remembering where you have been on the internet.
  • Performance & Analytical cookies: These cookies enable us to monitor and improve the performance of our website. For example, they allow us to count visits, identify traffic sources and see which parts of the site are most popular.
  • Functionality cookies: These cookies allow our website to remember choices you make and provide enhanced features. For instance, we may be able to provide you with news or updates relevant to the services you use. They may also be used to provide services you have requested such as viewing a video or commenting on a blog. The information these cookies collect is usually anonymised.

What can you do if you don't want cookies to be set or want them to be removed?

Some people prefer not to allow cookies, which is why most browsers give you the ability to manage cookies to suit you. In some browsers you can set up rules to manage cookies on a site-by-site basis, giving you more fine-grained control over your privacy. What this means is that you can disallow cookies from all sites except those that you trust.

Browser manufacturers provide help pages relating to cookie management in their products. Please see below for more information.

if you limit the ability of websites and applications to set cookies, you may worsen your overall user experience and/or lose the ability to access the services, since it will no longer be personalized to you. It may also stop you from saving customized settings, like login information.

DISCLAIMER This is an important legal document! If you do not understand these statements or any that follow, do not purchase our programs and discontinue use of this website. The advice, and interactions presented on this website and in our products and services are solely for informational, educational, and entertainment purposes, in the area of improving personal finances. The information supplied is meant to serve as tools for self-help for personal use at your own discretion in conjunction with accountants, lawyers, tax professionals, or other licensed professionals that serve the personal finances arena. Kingdom Enterprises Group, LLC and John Sepulveda are not licensed to provide legal, financial, tax, or other type of advice from personal finance professionals. The author assumes no responsibility for any circumstances arising out of the use, abuse, interpretation, or application of any information supplied on this website or in our programs. You understand and acknowledge that you are in the best position to evaluate how our information will impact your personal set of circumstances, including known and unknown risks. If you use or rely upon our information, you acknowledge that you do so voluntarily. Our role is to support and assist you in improving your finances, but your success depends on your own effort, motivation, commitment, follow-through, and ability to invest in complementary products and services. You alone are solely and personally responsible for your results, and your dedication and desire will impact your results. Application of the principles outlined here may vary from person to person and you accept the risk that your results may be different. We cannot and do not guarantee that you will attain a particular result. Do not disregard professional advice or delay seeking professional advice because of information you have read on this website or received from us. We are not licensed financial professionals. We do not provide investment recommendations or advice. We advise you to speak with your own licensed financial planner before establishing a budget, making or changing investment strategies, making purchases, taking loans, changing or leaving employment, starting a business or changing business strategies, or engaging in tax savings methods. We do not perform accounting services, tax advising, or investment counseling, and recommend that you consult licensed professionals regarding these topics. Your use, or non-use, of this information is at your own risk, and you absolve us of any liability or loss that you or any other person may incur from your or their use or non-use of the information provided. In no event will we be liable to any party for any direct, indirect, special, incidental, equitable or consequential damages for any use of or reliance on this website, programs, services, and/or products, including, without limitation, any lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information or any other loss, malady, disease or difficulty, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties. NO WARRANTIES: WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE, OR THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, SERVICES, OR PRODUCTS INCLUDED ON THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, EQUITABLE, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES. Some states do not allow for disclaimers of implied warranties. The paragraph above may not apply to you.